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Re: Big Minnesota health insurer, PreferredOne, departs ACA website citing cost of doing business

Posted by 3-9 on Tue Sep 16 19:28:28 2014, in response to Big Minnesota health insurer, PreferredOne, departs ACA website citing cost of doing business, posted by Olog-hai on Tue Sep 16 18:33:50 2014.

fiogf49gjkf0d
There's something fishy about it. Almost like, they have the lion's share of enrollees, so they have no need to stay on the exchange. And after they leave the exchange, they'll jack up the rates because the people won't take the trouble to compare with the exchange's plans without the easier comparison mechanism.

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Re: Big Minnesota health insurer, PreferredOne, departs ACA website citing cost of doing business

Posted by SelkirkTMO on Tue Sep 16 19:42:25 2014, in response to Re: Big Minnesota health insurer, PreferredOne, departs ACA website citing cost of doing business, posted by 3-9 on Tue Sep 16 19:28:28 2014.

fiogf49gjkf0d
That's what made United Hellcare the megalith it is today. :)

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Ezekiel Emanuel (ACA ''architect'') wants to die at 75

Posted by Olog-hai on Thu Sep 18 21:57:08 2014, in response to Ezekiel Emanuel (ACA "architect"): Vast majority of employers will drop healthcare coverage, posted by Olog-hai on Fri Mar 21 12:25:08 2014.

fiogf49gjkf0d
Seems like he's trying to talk the rest of us into feeling that way too. (He's currently 57.)

The Atlantic

Why I Hope to Die at 75

An argument that society and families—and you—will be better off if nature takes its course swiftly and promptly

By Ezekiel J. Emanuel
September 17, 2014
Seventy-five.

That’s how long I want to live: 75 years.

This preference drives my daughters crazy. It drives my brothers crazy. My loving friends think I am crazy. They think that I can’t mean what I say; that I haven’t thought clearly about this, because there is so much in the world to see and do. To convince me of my errors, they enumerate the myriad people I know who are over 75 and doing quite well. They are certain that as I get closer to 75, I will push the desired age back to 80, then 85, maybe even 90.

I am sure of my position. Doubtless, death is a loss. It deprives us of experiences and milestones, of time spent with our spouse and children. In short, it deprives us of all the things we value.

But here is a simple truth that many of us seem to resist: living too long is also a loss. It renders many of us, if not disabled, then faltering and declining, a state that may not be worse than death but is nonetheless deprived. It robs us of our creativity and ability to contribute to work, society, the world. It transforms how people experience us, relate to us, and, most important, remember us. We are no longer remembered as vibrant and engaged but as feeble, ineffectual, even pathetic.

By the time I reach 75, I will have lived a complete life. I will have loved and been loved. My children will be grown and in the midst of their own rich lives. I will have seen my grandchildren born and beginning their lives. I will have pursued my life’s projects and made whatever contributions, important or not, I am going to make. And hopefully, I will not have too many mental and physical limitations. Dying at 75 will not be a tragedy. Indeed, I plan to have my memorial service before I die. And I don’t want any crying or wailing, but a warm gathering filled with fun reminiscences, stories of my awkwardness, and celebrations of a good life. After I die, my survivors can have their own memorial service if they want—that is not my business.

Let me be clear about my wish. I’m neither asking for more time than is likely nor foreshortening my life. Today I am, as far as my physician and I know, very healthy, with no chronic illness. I just climbed Kilimanjaro with two of my nephews. So I am not talking about bargaining with God to live to 75 because I have a terminal illness. Nor am I talking about waking up one morning 18 years from now and ending my life through euthanasia or suicide. Since the 1990s, I have actively opposed legalizing euthanasia and physician-assisted suicide. People who want to die in one of these ways tend to suffer not from unremitting pain but from depression, hopelessness, and fear of losing their dignity and control. The people they leave behind inevitably feel they have somehow failed. The answer to these symptoms is not ending a life but getting help. I have long argued that we should focus on giving all terminally ill people a good, compassionate death—not euthanasia or assisted suicide for a tiny minority.

I am talking about how long I want to live and the kind and amount of health care I will consent to after 75. Americans seem to be obsessed with exercising, doing mental puzzles, consuming various juice and protein concoctions, sticking to strict diets, and popping vitamins and supplements, all in a valiant effort to cheat death and prolong life as long as possible. This has become so pervasive that it now defines a cultural type: what I call the American immortal.

I reject this aspiration. I think this manic desperation to endlessly extend life is misguided and potentially destructive. For many reasons, 75 is a pretty good age to aim to stop.

What are those reasons? Let’s begin with demography. We are growing old, and our older years are not of high quality. Since the mid-19th century, Americans have been living longer. In 1900, the life expectancy of an average American at birth was approximately 47 years. By 1930, it was 59.7; by 1960, 69.7; by 1990, 75.4. Today, a newborn can expect to live about 79 years. (On average, women live longer than men. In the United States, the gap is about five years. According to the National Vital Statistics Report, life expectancy for American males born in 2011 is 76.3, and for females it is 81.1.)

In the early part of the 20th century, life expectancy increased as vaccines, antibiotics, and better medical care saved more children from premature death and effectively treated infections. Once cured, people who had been sick largely returned to their normal, healthy lives without residual disabilities. Since 1960, however, increases in longevity have been achieved mainly by extending the lives of people over 60. Rather than saving more young people, we are stretching out old age.

The American immortal desperately wants to believe in the “compression of morbidity.” Developed in 1980 by James F. Fries, now a professor emeritus of medicine at Stanford, this theory postulates that as we extend our life spans into the 80s and 90s, we will be living healthier lives—more time before we have disabilities, and fewer disabilities overall. The claim is that with longer life, an ever smaller proportion of our lives will be spent in a state of decline.

Compression of morbidity is a quintessentially American idea. It tells us exactly what we want to believe: that we will live longer lives and then abruptly die with hardly any aches, pains, or physical deterioration—the morbidity traditionally associated with growing old. It promises a kind of fountain of youth until the ever-receding time of death. It is this dream—or fantasy—that drives the American immortal and has fueled interest and investment in regenerative medicine and replacement organs.

But as life has gotten longer, has it gotten healthier? Is 70 the new 50?

Not quite. It is true that compared with their counterparts 50 years ago, seniors today are less disabled and more mobile. But over recent decades, increases in longevity seem to have been accompanied by increases in disability—not decreases. For instance, using data from the National Health Interview Survey, Eileen Crimmins, a researcher at the University of Southern California, and a colleague assessed physical functioning in adults, analyzing whether people could walk a quarter of a mile; climb 10 stairs; stand or sit for two hours; and stand up, bend, or kneel without using special equipment. The results show that as people age, there is a progressive erosion of physical functioning. More important, Crimmins found that between 1998 and 2006, the loss of functional mobility in the elderly increased. In 1998, about 28 percent of American men 80 and older had a functional limitation; by 2006, that figure was nearly 42 percent. And for women the result was even worse: more than half of women 80 and older had a functional limitation. Crimmins’s conclusion: There was an “increase in the life expectancy with disease and a decrease in the years without disease. The same is true for functioning loss, an increase in expected years unable to function.”

This was confirmed by a recent worldwide assessment of “healthy life expectancy” conducted by the Harvard School of Public Health and the Institute for Health Metrics and Evaluation at the University of Washington. The researchers included not just physical but also mental disabilities such as depression and dementia. They found not a compression of morbidity but in fact an expansion—an “increase in the absolute number of years lost to disability as life expectancy rises.”

How can this be? My father illustrates the situation well. About a decade ago, just shy of his 77th birthday, he began having pain in his abdomen. Like every good doctor, he kept denying that it was anything important. But after three weeks with no improvement, he was persuaded to see his physician. He had in fact had a heart attack, which led to a cardiac catheterization and ultimately a bypass. Since then, he has not been the same. Once the prototype of a hyperactive Emanuel, suddenly his walking, his talking, his humor got slower. Today he can swim, read the newspaper, needle his kids on the phone, and still live with my mother in their own house. But everything seems sluggish. Although he didn’t die from the heart attack, no one would say he is living a vibrant life. When he discussed it with me, my father said, “I have slowed down tremendously. That is a fact. I no longer make rounds at the hospital or teach.” Despite this, he also said he was happy.

As Crimmins puts it, over the past 50 years, health care hasn’t slowed the aging process so much as it has slowed the dying process. And, as my father demonstrates, the contemporary dying process has been elongated. Death usually results from the complications of chronic illness—heart disease, cancer, emphysema, stroke, Alzheimer’s, diabetes.

Take the example of stroke. The good news is that we have made major strides in reducing mortality from strokes. Between 2000 and 2010, the number of deaths from stroke declined by more than 20 percent. The bad news is that many of the roughly 6.8 million Americans who have survived a stroke suffer from paralysis or an inability to speak. And many of the estimated 13 million more Americans who have survived a “silent” stroke suffer from more-subtle brain dysfunction such as aberrations in thought processes, mood regulation, and cognitive functioning. Worse, it is projected that over the next 15 years there will be a 50 percent increase in the number of Americans suffering from stroke-induced disabilities. Unfortunately, the same phenomenon is repeated with many other diseases.

So American immortals may live longer than their parents, but they are likely to be more incapacitated. Does that sound very desirable? Not to me.

The situation becomes of even greater concern when we confront the most dreadful of all possibilities: living with dementia and other acquired mental disabilities. Right now approximately 5 million Americans over 65 have Alzheimer’s; one in three Americans 85 and older has Alzheimer’s. And the prospect of that changing in the next few decades is not good. Numerous recent trials of drugs that were supposed to stall Alzheimer’s—much less reverse or prevent it—have failed so miserably that researchers are rethinking the whole disease paradigm that informed much of the research over the past few decades. Instead of predicting a cure in the foreseeable future, many are warning of a tsunami of dementia—a nearly 300 percent increase in the number of older Americans with dementia by 2050.

Half of people 80 and older with functional limitations. A third of people 85 and older with Alzheimer’s. That still leaves many, many elderly people who have escaped physical and mental disability. If we are among the lucky ones, then why stop at 75? Why not live as long as possible?

Even if we aren’t demented, our mental functioning deteriorates as we grow older. Age-associated declines in mental-processing speed, working and long-term memory, and problem-solving are well established. Conversely, distractibility increases. We cannot focus and stay with a project as well as we could when we were young. As we move slower with age, we also think slower.

It is not just mental slowing. We literally lose our creativity. About a decade ago, I began working with a prominent health economist who was about to turn 80. Our collaboration was incredibly productive. We published numerous papers that influenced the evolving debates around health-care reform. My colleague is brilliant and continues to be a major contributor, and he celebrated his 90th birthday this year. But he is an outlier—a very rare individual.

American immortals operate on the assumption that they will be precisely such outliers. But the fact is that by 75, creativity, originality, and productivity are pretty much gone for the vast, vast majority of us. Einstein famously said, “A person who has not made his great contribution to science before the age of 30 will never do so.” He was extreme in his assessment. And wrong. Dean Keith Simonton, at the University of California at Davis, a luminary among researchers on age and creativity, synthesized numerous studies to demonstrate a typical age-creativity curve: creativity rises rapidly as a career commences, peaks about 20 years into the career, at about age 40 or 45, and then enters a slow, age-related decline. There are some, but not huge, variations among disciplines. Currently, the average age at which Nobel Prize–winning physicists make their discovery—not get the prize—is 48. Theoretical chemists and physicists make their major contribution slightly earlier than empirical researchers do. Similarly, poets tend to peak earlier than novelists do. Simonton’s own study of classical composers shows that the typical composer writes his first major work at age 26, peaks at about age 40 with both his best work and maximum output, and then declines, writing his last significant musical composition at 52. (All the composers studied were male.)

This age-creativity relationship is a statistical association, the product of averages; individuals vary from this trajectory. Indeed, everyone in a creative profession thinks they will be, like my collaborator, in the long tail of the curve. There are late bloomers. As my friends who enumerate them do, we hold on to them for hope. It is true, people can continue to be productive past 75—to write and publish, to draw, carve, and sculpt, to compose. But there is no getting around the data. By definition, few of us can be exceptions. Moreover, we need to ask how much of what “Old Thinkers,” as Harvey C. Lehman called them in his 1953 Age and Achievement, produce is novel rather than reiterative and repetitive of previous ideas. The age-creativity curve—especially the decline—endures across cultures and throughout history, suggesting some deep underlying biological determinism probably related to brain plasticity.

We can only speculate about the biology. The connections between neurons are subject to an intense process of natural selection. The neural connections that are most heavily used are reinforced and retained, while those that are rarely, if ever, used atrophy and disappear over time. Although brain plasticity persists throughout life, we do not get totally rewired. As we age, we forge a very extensive network of connections established through a lifetime of experiences, thoughts, feelings, actions, and memories. We are subject to who we have been. It is difficult, if not impossible, to generate new, creative thoughts, because we don’t develop a new set of neural connections that can supersede the existing network. It is much more difficult for older people to learn new languages. All of those mental puzzles are an effort to slow the erosion of the neural connections we have. Once you squeeze the creativity out of the neural networks established over your initial career, they are not likely to develop strong new brain connections to generate innovative ideas—except maybe in those Old Thinkers like my outlier colleague, who happen to be in the minority endowed with superior plasticity.

Maybe mental functions—processing, memory, problem-solving—slow at 75. Maybe creating something novel is very rare after that age. But isn’t this a peculiar obsession? Isn’t there more to life than being totally physically fit and continuing to add to one’s creative legacy?

One university professor told me that as he has aged (he is 70) he has published less frequently, but he now contributes in other ways. He mentors students, helping them translate their passions into research projects and advising them on the balance of career and family. And people in other fields can do the same: mentor the next generation.

Mentorship is hugely important. It lets us transmit our collective memory and draw on the wisdom of elders. It is too often undervalued, dismissed as a way to occupy seniors who refuse to retire and who keep repeating the same stories. But it also illuminates a key issue with aging: the constricting of our ambitions and expectations.

We accommodate our physical and mental limitations. Our expectations shrink. Aware of our diminishing capacities, we choose ever more restricted activities and projects, to ensure we can fulfill them. Indeed, this constriction happens almost imperceptibly. Over time, and without our conscious choice, we transform our lives. We don’t notice that we are aspiring to and doing less and less. And so we remain content, but the canvas is now tiny. The American immortal, once a vital figure in his or her profession and community, is happy to cultivate avocational interests, to take up bird watching, bicycle riding, pottery, and the like. And then, as walking becomes harder and the pain of arthritis limits the fingers’ mobility, life comes to center around sitting in the den reading or listening to books on tape and doing crossword puzzles. And then …

Maybe this is too dismissive. There is more to life than youthful passions focused on career and creating. There is posterity: children and grandchildren and great-grandchildren.

But here, too, living as long as possible has drawbacks we often won’t admit to ourselves. I will leave aside the very real and oppressive financial and caregiving burdens that many, if not most, adults in the so-called sandwich generation are now experiencing, caught between the care of children and parents. Our living too long places real emotional weights on our progeny.

Unless there has been terrible abuse, no child wants his or her parents to die. It is a huge loss at any age. It creates a tremendous, unfillable hole. But parents also cast a big shadow for most children. Whether estranged, disengaged, or deeply loving, they set expectations, render judgments, impose their opinions, interfere, and are generally a looming presence for even adult children. This can be wonderful. It can be annoying. It can be destructive. But it is inescapable as long as the parent is alive. Examples abound in life and literature: Lear, the quintessential Jewish mother, the Tiger Mom. And while children can never fully escape this weight even after a parent dies, there is much less pressure to conform to parental expectations and demands after they are gone.

Living parents also occupy the role of head of the family. They make it hard for grown children to become the patriarch or matriarch. When parents routinely live to 95, children must caretake into their own retirement. That doesn’t leave them much time on their own—and it is all old age. When parents live to 75, children have had the joys of a rich relationship with their parents, but also have enough time for their own lives, out of their parents’ shadows.

But there is something even more important than parental shadowing: memories. How do we want to be remembered by our children and grandchildren? We wish our children to remember us in our prime. Active, vigorous, engaged, animated, astute, enthusiastic, funny, warm, loving. Not stooped and sluggish, forgetful and repetitive, constantly asking “What did she say?” We want to be remembered as independent, not experienced as burdens.

At age 75 we reach that unique, albeit somewhat arbitrarily chosen, moment when we have lived a rich and complete life, and have hopefully imparted the right memories to our children. Living the American immortal’s dream dramatically increases the chances that we will not get our wish—that memories of vitality will be crowded out by the agonies of decline. Yes, with effort our children will be able to recall that great family vacation, that funny scene at Thanksgiving, that embarrassing faux pas at a wedding. But the most-recent years—the years with progressing disabilities and the need to make caregiving arrangements—will inevitably become the predominant and salient memories. The old joys have to be actively conjured up.

Of course, our children won’t admit it. They love us and fear the loss that will be created by our death. And a loss it will be. A huge loss. They don’t want to confront our mortality, and they certainly don’t want to wish for our death. But even if we manage not to become burdens to them, our shadowing them until their old age is also a loss. And leaving them—and our grandchildren—with memories framed not by our vivacity but by our frailty is the ultimate tragedy.

Seventy-five. That is all I want to live. But if I am not going to engage in euthanasia or suicide, and I won’t, is this all just idle chatter? Don’t I lack the courage of my convictions?

No. My view does have important practical implications. One is personal and two involve policy.

Once I have lived to 75, my approach to my health care will completely change. I won’t actively end my life. But I won’t try to prolong it, either. Today, when the doctor recommends a test or treatment, especially one that will extend our lives, it becomes incumbent upon us to give a good reason why we don’t want it. The momentum of medicine and family means we will almost invariably get it.

My attitude flips this default on its head. I take guidance from what Sir William Osler wrote in his classic turn-of-the-century medical textbook, The Principles and Practice of Medicine: “Pneumonia may well be called the friend of the aged. Taken off by it in an acute, short, not often painful illness, the old man escapes those ‘cold gradations of decay’ so distressing to himself and to his friends.”

My Osler-inspired philosophy is this: At 75 and beyond, I will need a good reason to even visit the doctor and take any medical test or treatment, no matter how routine and painless. And that good reason is not “It will prolong your life.” I will stop getting any regular preventive tests, screenings, or interventions. I will accept only palliative—not curative—treatments if I am suffering pain or other disability.

This means colonoscopies and other cancer-screening tests are out—and before 75. If I were diagnosed with cancer now, at 57, I would probably be treated, unless the prognosis was very poor. But 65 will be my last colonoscopy. No screening for prostate cancer at any age. (When a urologist gave me a PSA test even after I said I wasn’t interested and called me with the results, I hung up before he could tell me. He ordered the test for himself, I told him, not for me.) After 75, if I develop cancer, I will refuse treatment. Similarly, no cardiac stress test. No pacemaker and certainly no implantable defibrillator. No heart-valve replacement or bypass surgery. If I develop emphysema or some similar disease that involves frequent exacerbations that would, normally, land me in the hospital, I will accept treatment to ameliorate the discomfort caused by the feeling of suffocation, but will refuse to be hauled off.

What about simple stuff? Flu shots are out. Certainly if there were to be a flu pandemic, a younger person who has yet to live a complete life ought to get the vaccine or any antiviral drugs. A big challenge is antibiotics for pneumonia or skin and urinary infections. Antibiotics are cheap and largely effective in curing infections. It is really hard for us to say no. Indeed, even people who are sure they don’t want life-extending treatments find it hard to refuse antibiotics. But, as Osler reminds us, unlike the decays associated with chronic conditions, death from these infections is quick and relatively painless. So, no to antibiotics.

Obviously, a do-not-resuscitate order and a complete advance directive indicating no ventilators, dialysis, surgery, antibiotics, or any other medication—nothing except palliative care even if I am conscious but not mentally competent—have been written and recorded. In short, no life-sustaining interventions. I will die when whatever comes first takes me.

As for the two policy implications, one relates to using life expectancy as a measure of the quality of health care. Japan has the third-highest life expectancy, at 84.4 years (behind Monaco and Macau), while the United States is a disappointing No. 42, at 79.5 years. But we should not care about catching up with—or measure ourselves against—Japan. Once a country has a life expectancy past 75 for both men and women, this measure should be ignored. (The one exception is increasing the life expectancy of some subgroups, such as black males, who have a life expectancy of just 72.1 years. That is dreadful, and should be a major focus of attention.) Instead, we should look much more carefully at children’s health measures, where the U.S. lags, and shamefully: in preterm deliveries before 37 weeks (currently one in eight U.S. births), which are correlated with poor outcomes in vision, with cerebral palsy, and with various problems related to brain development; in infant mortality (the U.S. is at 6.17 infant deaths per 1,000 live births, while Japan is at 2.13 and Norway is at 2.48); and in adolescent mortality (where the U.S. has an appalling record—at the bottom among high-income countries).

A second policy implication relates to biomedical research. We need more research on Alzheimer’s, the growing disabilities of old age, and chronic conditions—not on prolonging the dying process.

Many people, especially those sympathetic to the American immortal, will recoil and reject my view. They will think of every exception, as if these prove that the central theory is wrong. Like my friends, they will think me crazy, posturing—or worse. They might condemn me as being against the elderly.

Again, let me be clear: I am not saying that those who want to live as long as possible are unethical or wrong. I am certainly not scorning or dismissing people who want to live on despite their physical and mental limitations. I’m not even trying to convince anyone I’m right. Indeed, I often advise people in this age group on how to get the best medical care available in the United States for their ailments. That is their choice, and I want to support them.

And I am not advocating 75 as the official statistic of a complete, good life in order to save resources, ration health care, or address public-policy issues arising from the increases in life expectancy. What I am trying to do is delineate my views for a good life and make my friends and others think about how they want to live as they grow older. I want them to think of an alternative to succumbing to that slow constriction of activities and aspirations imperceptibly imposed by aging. Are we to embrace the “American immortal” or my “75 and no more” view?

I think the rejection of my view is literally natural. After all, evolution has inculcated in us a drive to live as long as possible. We are programmed to struggle to survive. Consequently, most people feel there is something vaguely wrong with saying 75 and no more. We are eternally optimistic Americans who chafe at limits, especially limits imposed on our own lives. We are sure we are exceptional.

I also think my view conjures up spiritual and existential reasons for people to scorn and reject it. Many of us have suppressed, actively or passively, thinking about God, heaven and hell, and whether we return to the worms. We are agnostics or atheists, or just don’t think about whether there is a God and why she should care at all about mere mortals. We also avoid constantly thinking about the purpose of our lives and the mark we will leave. Is making money, chasing the dream, all worth it? Indeed, most of us have found a way to live our lives comfortably without acknowledging, much less answering, these big questions on a regular basis. We have gotten into a productive routine that helps us ignore them. And I don’t purport to have the answers.

But 75 defines a clear point in time: for me, 2032. It removes the fuzziness of trying to live as long as possible. Its specificity forces us to think about the end of our lives and engage with the deepest existential questions and ponder what we want to leave our children and grandchildren, our community, our fellow Americans, the world. The deadline also forces each of us to ask whether our consumption is worth our contribution. As most of us learned in college during late-night bull sessions, these questions foster deep anxiety and discomfort. The specificity of 75 means we can no longer just continue to ignore them and maintain our easy, socially acceptable agnosticism. For me, 18 more years with which to wade through these questions is preferable to years of trying to hang on to every additional day and forget the psychic pain they bring up, while enduring the physical pain of an elongated dying process.

Seventy-five years is all I want to live. I want to celebrate my life while I am still in my prime. My daughters and dear friends will continue to try to convince me that I am wrong and can live a valuable life much longer. And I retain the right to change my mind and offer a vigorous and reasoned defense of living as long as possible. That, after all, would mean still being creative after 75.


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Re: Ezekiel Emanuel (ACA ''architect'') wants to die at 75

Posted by chicagomotorman on Thu Sep 18 22:02:42 2014, in response to Ezekiel Emanuel (ACA ''architect'') wants to die at 75, posted by Olog-hai on Thu Sep 18 21:57:08 2014.

fiogf49gjkf0d
There will be warm place waiting for that evil self hating Jewish family.

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Re: Ezekiel Emanuel (ACA ''architect'') wants to die at 75

Posted by FYBklyn1959 on Fri Sep 19 09:42:20 2014, in response to Ezekiel Emanuel (ACA ''architect'') wants to die at 75, posted by Olog-hai on Thu Sep 18 21:57:08 2014.

fiogf49gjkf0d
I wonder if he is related to ScrabbleSHIT

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Re: Ezekiel Emanuel (ACA ''architect'') wants to die at 75

Posted by Olog-hai on Fri Sep 19 12:30:38 2014, in response to Re: Ezekiel Emanuel (ACA ''architect'') wants to die at 75, posted by FYBklyn1959 on Fri Sep 19 09:42:20 2014.

fiogf49gjkf0d
Good question. He's not as nihilistic, although he is nihilistic.

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Re: Ezekiel Emanuel (ACA ''architect'') wants to die at 75

Posted by FYBklyn1959 on Fri Sep 19 12:46:51 2014, in response to Re: Ezekiel Emanuel (ACA ''architect'') wants to die at 75, posted by Olog-hai on Fri Sep 19 12:30:38 2014.

fiogf49gjkf0d
Albeit, I don't think that Scrabble even wanted to live anywhere near 75 years (and since he hasn't posted in awhile, maybe he got his wish) :\

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Indiana: Steel plant manager asks Obama why healthcare costs are rising, gets a smart-aleck answer

Posted by Olog-hai on Sun Oct 5 13:29:41 2014, in response to Universal Health Care is HERE in these USA! Apply Now. www.healthcare.gov, posted by SMAZ on Tue Oct 1 13:19:06 2013.

fiogf49gjkf0d
Never mind more mendacity about the rate that premiums are increasing.

Mediaite

Steel Plant Manager to Obama: Why Are Health Care Costs Rising?

by Josh Feldman | 1:47 pm, October 4th, 2014
President Obama held a town hall yesterday in Indiana, and faced a question from a steel plant manager about rising health care costs. And Obama told him he might not be “shopping effectively enough.”

The man said, “One of the questions I had is about the health care costs. We are seeing almost a double-digit increase in health care costs every year. So do you think that trends will go down and what can we do to control that trend?”

Obama answered, “The question is whether you guys are shopping effectively enough, because it turns out that this year, and in fact over the course of the last four years, premiums have gone up at the slowest rate in 50 years.”

He touted this fact quite a bit and ended by telling the man he’ll make sure he gets put in contact with health care people. Obama said, “I’ll bet we can get you a better deal.”


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Re: Indiana: Steel plant manager asks Obama why healthcare costs are rising, gets a smart-aleck answer

Posted by Nilet on Sun Oct 5 15:34:31 2014, in response to Indiana: Steel plant manager asks Obama why healthcare costs are rising, gets a smart-aleck answer, posted by Olog-hai on Sun Oct 5 13:29:41 2014.

fiogf49gjkf0d
This is why private companies shouldn't be allowed anywhere near health care.

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Re: Indiana: Steel plant manager asks Obama why healthcare costs are rising, gets a true answer

Posted by italianstallion on Sun Oct 5 17:06:20 2014, in response to Indiana: Steel plant manager asks Obama why healthcare costs are rising, gets a smart-aleck answer, posted by Olog-hai on Sun Oct 5 13:29:41 2014.

fiogf49gjkf0d
Not a smart-aleck answer, just a true one. You've got to shop around for a good deal.

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Indiana: Steel plant manager asks Obama why healthcare costs are rising, gets a smart-aleck answer

Posted by Olog-hai on Sun Oct 5 17:10:42 2014, in response to Re: Indiana: Steel plant manager asks Obama why healthcare costs are rising, gets a true answer, posted by italianstallion on Sun Oct 5 17:06:20 2014.

fiogf49gjkf0d
Never mind an insulting answer. The fellow who lied about "if you like your plan/doctor" and who can't get it together with respect to the website is going to say that someone doesn't know how to shop around, never mind why he has to shop around?

The devil has too many advocates. Knock it off before it hurts you.

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Re: Indiana: Steel plant manager asks Obama why healthcare costs are rising, gets a smart-aleck answer

Posted by italianstallion on Sun Oct 5 17:48:42 2014, in response to Indiana: Steel plant manager asks Obama why healthcare costs are rising, gets a smart-aleck answer, posted by Olog-hai on Sun Oct 5 17:10:42 2014.

fiogf49gjkf0d
Website? Website is just fine, thank you. Another GOP false talking point.

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Re: Indiana: Steel plant manager asks Obama why healthcare costs are rising, gets a smart-aleck answer

Posted by RockParkMan on Mon Oct 6 07:33:54 2014, in response to Re: Indiana: Steel plant manager asks Obama why healthcare costs are rising, gets a smart-aleck answer, posted by italianstallion on Sun Oct 5 17:48:42 2014.

fiogf49gjkf0d
Nazi chicken hawks have nothing but lies,

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ACA website www.healthcare.gov still suffering from lack of transparency

Posted by Olog-hai on Tue Oct 7 12:35:05 2014, in response to Universal Health Care is HERE in these USA! Apply Now. www.healthcare.gov, posted by SMAZ on Tue Oct 1 13:19:06 2013.

fiogf49gjkf0d
NY Times

HealthCare.gov Still Suffers From Lack of Transparency

By Margot Sanger-Katz
October 7, 2014
The new chief executive of HealthCare.gov, Kevin Counihan, is setting expectations really high for the website’s performance during its second year of open enrollment, set to begin in mid-November. In an interview with Alex Wayne of Bloomberg News, Mr. Counihan said his goal was to create a consumer experience so satisfying that it would result in “raving fans” for the insurance shopping site

But here’s one big hurdle: The site still won’t have any tools to allow consumers to see which doctors and hospitals are covered by individual insurance plans. Mr. Counihan told Mr. Wayne that HealthCare.gov would not change to allow consumers to comparison shop on insurance plan networks.

Plans that limit patients’ choices of doctors and hospitals have turned out to be the signature product of the Affordable Care Act marketplaces. That may be a welcome development for cost-conscious consumers, but only if they know what they’re buying.

The proliferation of these plans is not a surprise. As we’ve written before, the combination of new regulations and insurers’ desire to keep prices low have made the plans, known as narrow networks, an attractive option for insurers seeking to offer affordable choices.

And evidence shows that a narrow network does not necessarily mean a bad plan. A recent study of narrow plans offered to Massachusetts state employees found that people who chose the narrow plans spent less money and seemed to have equally good health care, compared with their counterparts in more traditional plans.

But the researchers behind that study said they thought a key to the program’s success was that the employees understood the trade-offs and knowingly chose a plan with a lower premium and fewer doctors.

That may not always be the case in the federal marketplaces, where there’s no easy way to compare the doctors and hospitals that are covered by plans without researching each one individually — by calling the companies or searching on their websites. Even the dedicated shopper willing to do that extra work may find it frustrating. Insurers may offer different networks for different products, which is not always clear. The lists of hospitals and doctors are also often out of date. Journalists at The Los Angeles Times recently constructed an interactive website to allow California consumers to see which plans cover their doctors. Shoppers in other states will not be so lucky.

This year, many people appear to have signed up for narrow plans unwittingly. A survey from the health research group the Commonwealth Fund found that about 25 percent of people with new exchange plans didn’t even know whether they’d bought a narrow network plan. So far, overall satisfaction seems relatively high, though most people are still fairly new to their plans. There are consumers in some states who are suing over their inability to get the care they need.

Stories like those recently chronicled by my colleague Elizabeth Rosenthal, of patients surprised to learn after the fact that they had been treated by out-of-network doctors, seem likely to proliferate if poor transparency about networks prevails.

Given HealthCare.gov’s difficulties with basic functions last year, it’s understandable that the government is focusing on core tasks, rather than adding new tools. But the continued challenges consumers will face comparing networks could undermine a key underpinning of the marketplaces — that people should be able to shop for insurance products the way they do for airline tickets or electronics, comparing prices and features in order to select the plan that’s right for them. Who will rave about a market without transparency?


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Covered California awarding no-bid contracts in contravention of state oversight law

Posted by Olog-hai on Sun Oct 12 14:04:31 2014, in response to Universal Health Care is HERE in these USA! Apply Now. www.healthcare.gov, posted by SMAZ on Tue Oct 1 13:19:06 2013.

fiogf49gjkf0d
Associated Press

AP Exclusive: California gives no-bid health pacts

By Michael R. Blood
Oct 12, 2014 10:40 AM EDT
California's health insurance exchange has awarded $184 million in contracts without the competitive bidding and oversight that is standard practice across state government, including deals that sent millions of dollars to a firm whose employees have long-standing ties to the agency's executive director.

Covered California's no-bid contracts were for a variety of services, ranging from public relations to paying for ergonomic adjustments to work stations, according to an Associated Press review of contracting records obtained through the state Public Records Act.

Several of those contracts worth a total of $4.2 million went to a consulting firm, The Tori Group, whose founder has strong professional ties to agency Executive Director Peter Lee, while others were awarded to a subsidiary of a health care company he once headed.

Awarding no-bid contracts is unusual in state government, where rules promote "open and fair competition" to give taxpayers the best deal and avoid ethical conflicts. The practice is generally reserved for emergencies or when no known competition exists.

Covered California was created in 2010 and given broad authority to award no-bid contracts as a way to meet tight federal deadlines for getting the new health insurance marketplace operational by last year. The same law also exempted it from sections of the state's public records law, a loophole lawmakers closed last year after it was disclosed by the AP.

The agency confirmed some no-bid contracts were awarded to people with previous professional ties to Lee, but emphasized Covered California was under pressure to move fast and needed specialized skills.

The fledgling exchange "needed experienced individuals who could go toe-to-toe with health plans and bring to our consumers the best possible insurance value. Contractors like The Tori Group possess unique and deep health care experience to help make that happen and get the job done on a tight deadline," Lee said in a statement.

"As this organization matures," he added, "we will rely less on private contractors."

With so much taxpayer money in play, a government watchdog group said more oversight is essential.

Kathay Feng, executive director of California Common Cause, said she recognized the need to free Covered California from cumbersome contracting rules that could have hampered its ability to meet Affordable Care Act deadlines.

But with tens of millions of taxpayer dollars at issue, "some accountability and transparency is needed, whether through audits or an alternative oversight body," she said, adding, "To spend $4.2 million on anything, let alone a contract to a friend and former colleague, raises serious questions."

The no-bid contracts represent nearly $2 of every $10 awarded to outside companies by the agency and were among roughly $1 billion in agreements disclosed to AP that the exchange executed from late 2010 through July, according to the records.

Through its first year of operation, Covered California was funded almost entirely by federal grant money.

The founder of The Tori Group, Leesa Tori, worked under Lee when she was a senior executive at Pacific Health Advantage, a small business insurance exchange that failed in 2006. Lee was a longtime chief executive of Pacific Business Group on Health, which managed Pacific Health Advantage, and Tori also worked with him at the parent company.

Long before it opened its doors to the public last fall, Covered California awarded a small contract to Tori for her advice on designing a program to sell insurance to small companies. The $4,900 agreement in late 2011 was executed without rival bids.

The deal would mark the beginning of a lucrative and far-reaching partnership between the agency and the company Tori formed about two years ago, just as national health care reform took root across the U.S. An initial $150,000 contract with The Tori Group in March 2013 was executed by Lee, but later amendments that increased its value to $4.2 million were approved by Covered California's board, an agency statement indicated.

Nearly three years after her first, small contract went into effect, she and employees at her firm hold senior-level positions and work on issues ranging from enrollment to health plan design at Covered California.

At least five other people who are contracted to work at Covered California have ties to the now-defunct Pacific Health Advantage, four of them at The Tori Group, whose employees are paid through the consulting contracts. In all, nine people listed on the group's website, in addition to Tori, work at the exchange.

Yolanda Richardson, Covered California's chief deputy executive director who reports directly to Lee, was a vice president at Pacific Health Advantage. Before she was hired on staff, she received a 10-month, $176,500 no-bid consulting contract from the agency in 2011, about a month before Lee came on board, according to the records.

Tori is Covered California's director of plan management. The Tori Group's chief financial officer, Kathleen Solorio, is Covered California's operations adviser. Another principal at the firm, Corky Goodwin, is serving as interim director of the small business insurance program; she was a senior manager at Pacific Health Advantage.

Tori said professional credentials qualified her company for the contracts — working in an exchange gave her team experience rare in the industry.

The Pacific Business Group on Health Negotiating Alliance, a subsidiary of the company Lee previously led, received two no-bid contracts worth a total of $525,000. Spokeswoman Emma Hoo said the work covers "unique and in-depth assessment of plan operations."

John Vigna, spokesman for former Assembly Speaker John Perez, who spearheaded legislation that established the exchange, said Perez was confident that enough checks and balances remained in effect, including oversight by the federal government and a state law that outlines rules for avoiding conflicts of interest.


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House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies

Posted by Olog-hai on Wed Oct 29 17:20:05 2014, in response to Universal Health Care is HERE in these USA! Apply Now. www.healthcare.gov, posted by SMAZ on Tue Oct 1 13:19:06 2013.

fiogf49gjkf0d
Daily Therion

Seriously? Obamacare Covers Foreign Diplomats

Two House committees are demanding answers after learning that the Affordable Care Act makes foreign diplomats eligible for health care subsidies.

Tim Mak
10.29.14
Obamacare has a loophole that allows foreign diplomats to receive healthcare subsidies, the House Ways and Means and Foreign Affairs Committees revealed Wednesday as they announced a joint investigation.

“According to the Department of Health and Human Services, foreign diplomats holding ‘A’ or ‘G’ visas are eligible to participate in an array of medical programs administered by the federal government, including participation in Health Insurance Marketplaces governed by the Affordable Care Act (ACA),” wrote chairmen Ed Royce and Dave Camp in a letter to to IRS Commissioner John Koskinen.

“The Secretary of Health and Human Services has informed the Committee on Foreign Affairs that, if they meet basic ACA requirements, ‘a foreign diplomat could satisfy the statutory criteria to be eligible for a premium tax credit and cost-sharing reductions.”

Several key pieces of information remain to be discovered: how many diplomats have received these subsidies, if any; and how much this has cost the American government. To this end, the chairmen of the two committees are asking the IRS for answers.

“Many Americans would be surprised to learn that their tax dollars may be subsidizing health coverage for foreign diplomats,” wrote Royce and Camp. “We are seeking to determine how many such individuals participate in these programs and the total cost of such benefits.”

The existence of the loophole itself is noteworthy, Republicans argue, and say taxpayers shouldn’t be held responsible for subsidizing the health costs of foreign diplomats.

“We fully support the ability of foreign diplomats to purchase health care coverage in the United States. We do not, however, believe that American taxpayers should subsidize these services,” the letter continues.

The Department of Health and Human Services has informed the House Foreign Affairs Committee that “a foreign diplomat could satisfy the statutory criteria to be eligible for a premium tax credit and cost-sharing reductions.”

And the State Department has circulated notices to foreign diplomats that inform them about Obamacare and note that “the benefits of the United States Affordable Care Act are available” to them.

The State Department has already told House Foreign Affairs Committee investigators that it did not keep data on how many foreign diplomats “obtain government-funded benefits.” Similarly, the Department of Health and Human Services could not provide investigators with that information.

Investigators from the House Foreign Affairs and Ways and Means Committees said they wanted information from the IRS on the foreign diplomats that have received premium tax credits or cost-sharing reductions under the Affordable Care Act, as well its associated costs, by Nov. 12.

The investigation stems from Dec. 2013 charges that 25 Russian diplomats allegedly tried to obtain fraudulent Medicaid benefits.


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Re: House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies

Posted by italianstallion on Wed Oct 29 17:24:18 2014, in response to House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies, posted by Olog-hai on Wed Oct 29 17:20:05 2014.

fiogf49gjkf0d
Boy you are busy, busy, busy today.



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Re: House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies

Posted by SelkirkTMO on Wed Oct 29 17:32:13 2014, in response to Re: House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies, posted by italianstallion on Wed Oct 29 17:24:18 2014.

fiogf49gjkf0d
Yeah, he's in a self-imposed Ebola quarantine in his basement. Mom is slipping snacks under the door though. :)

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Re: House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies

Posted by italianstallion on Wed Oct 29 18:09:21 2014, in response to Re: House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies, posted by SelkirkTMO on Wed Oct 29 17:32:13 2014.

fiogf49gjkf0d
Ha!

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Re: House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies

Posted by AlM on Wed Oct 29 18:26:10 2014, in response to House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies, posted by Olog-hai on Wed Oct 29 17:20:05 2014.

fiogf49gjkf0d
So is the House introducing a technical corrections amendment to ACA to end this loophole?


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Re: House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies

Posted by 3-9 on Wed Oct 29 18:30:02 2014, in response to House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies, posted by Olog-hai on Wed Oct 29 17:20:05 2014.

fiogf49gjkf0d
They must be very poorly paid diplomats to qualify for all those subsidies.

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Re: House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies

Posted by SelkirkTMO on Wed Oct 29 18:33:39 2014, in response to Re: House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies, posted by AlM on Wed Oct 29 18:26:10 2014.

fiogf49gjkf0d
Heh. :)

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Re: House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies

Posted by Fred G on Wed Oct 29 18:40:25 2014, in response to Re: House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies, posted by AlM on Wed Oct 29 18:26:10 2014.

fiogf49gjkf0d
I would think so, for something this serious.

your pal,
Fred

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Re: House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies

Posted by bingbong on Thu Oct 30 02:02:35 2014, in response to House committees investigate IRS over why foreign diplomats are eligible for ACA subsidies, posted by Olog-hai on Wed Oct 29 17:20:05 2014.

fiogf49gjkf0d
Criticism is ridiculous. Diplomatic staff residing in this country should be ale to access legal benefits of being here as they are here legally.

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ACA architect admits no transparency in law, shows contempt for US voters

Posted by Olog-hai on Mon Nov 10 11:48:38 2014, in response to Universal Health Care is HERE in these USA! Apply Now. www.healthcare.gov, posted by SMAZ on Tue Oct 1 13:19:06 2013.

fiogf49gjkf0d

This bill was written in a tortured way to make sure CBO did not score the mandate as taxes. If CBO scored the mandate as taxes, the bill dies. Okay; so it’s written to do that.

In terms of risk-rated subsidies, if you had a law which said that healthy people are going to pay in—you made explicit healthy people pay in and sick people get money, it would not have passed… Lack of transparency is a huge political advantage.

And basically, call it the stupidity of the American voter or whatever, but basically that was really really critical for the thing to pass…

Look, I wish Mark was right that we could make it all transparent, but I’d rather have this law than not.


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Re: ACA architect admits no transparency in law, shows contempt for US voters

Posted by mtk52983 on Mon Nov 10 11:52:57 2014, in response to ACA architect admits no transparency in law, shows contempt for US voters, posted by Olog-hai on Mon Nov 10 11:48:38 2014.

fiogf49gjkf0d
Are you telling me that people do not know that with any form of insurance that some people pay more in premiums than they actually use, some pay less and that the premiums are set up based on what insurance companies figure they will need to save from those who do not use it to cover those that do

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Re: ACA architect admits no transparency in law, shows contempt for US voters

Posted by Train Dude on Mon Nov 10 13:49:35 2014, in response to ACA architect admits no transparency in law, shows contempt for US voters, posted by Olog-hai on Mon Nov 10 11:48:38 2014.

fiogf49gjkf0d
The law now faces its first serious challenge in the Supreme Court over the issue of subsidies. As written, this very poorly crafted law allows federal subsidies for states that established exchanges. Only 18 states did - technically making federal subsidies in 32 states illegal. If the subsidies are declared illegal, the collapse of the ACA will resemble the collapse of the World Trade Center. Look out below.

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Re: ACA architect admits no transparency in law, shows contempt for US voters

Posted by Olog-hai on Mon Nov 10 20:43:54 2014, in response to Re: ACA architect admits no transparency in law, shows contempt for US voters, posted by Train Dude on Mon Nov 10 13:49:35 2014.

fiogf49gjkf0d
I wonder how John Roberts is feeling after he basically declared it a tax, but the whole DC establishment is upholding this "law" even though Herr Jonathan Gruber herein admits that it's a killer of the law?

So much for the CBO.

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Re: ACA architect admits no transparency in law, shows contempt for US voters

Posted by train dude on Tue Nov 11 00:15:35 2014, in response to Re: ACA architect admits no transparency in law, shows contempt for US voters, posted by Olog-hai on Mon Nov 10 20:43:54 2014.

fiogf49gjkf0d
Given the ambiguity of the section on subsidies, the Supremes will likely have to deem the subsidies unconstitutional. With the subsidies gone, ACA folds like a cheap card table.

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Re: ACA architect admits no transparency in law, shows contempt for US voters

Posted by Olog-hai on Tue Nov 11 01:01:19 2014, in response to Re: ACA architect admits no transparency in law, shows contempt for US voters, posted by train dude on Tue Nov 11 00:15:35 2014.

fiogf49gjkf0d
Yeah . . . makes one wonder if that is the "beneficial crisis" that ought not go to waste in order to push single-payer deathcare.

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Re: ACA architect admits no transparency in law, shows contempt for US voters

Posted by Fred G on Tue Nov 11 04:26:02 2014, in response to ACA architect admits no transparency in law, shows contempt for US voters, posted by Olog-hai on Mon Nov 10 11:48:38 2014.

fiogf49gjkf0d
So what kind of health insurance doesn't have healthy people pay in and doesn't have sick people getting paid?

Your pal,
Fred

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ACA architect claims "regret" for contempt for US voters, does not deny no transparency in law

Posted by Olog-hai on Wed Nov 12 10:58:51 2014, in response to ACA architect admits no transparency in law, shows contempt for US voters, posted by Olog-hai on Mon Nov 10 11:48:38 2014.

fiogf49gjkf0d
"Regret" is not an apology. He only feels bad being caught expressing his true feelings, but has not changed his mind.

Mediaite

Jonathan Gruber to MSNBC: My ‘Stupidity of the American Voter’ Remark was Inappropriate

by Eddie Scarry | 1:48 pm, November 11th, 2014
Jonathan Gruber, MIT professor and so-called architect of Obamacare, is walking back year-old remarks that the health care system overhaul passed only because of a “lack of transparency” and the “stupidity of the American voter.”

On MSNBC Tuesday, Gruber told Ronan Farrow that he “spoke inappropriately” when he made the comments, which surfaced this week in an online video.

“The comments in the video were made at an academic conference,” Gruber said. “I was speaking off the cuff and I basically spoke inappropriately and I regret having made those comments.”

Farrow suggested to Gruber that the underlying point of his remarks was actually “nuanced” and was intended to illustrate that in order to effectively pass Obamacare into law, the process needed to be “opaque.”

Gruber replied that he was trying to convey that laws that center on federal spending aren’t popular.

What Gruber said in the video:
This bill was written in a tortured way to make sure CBO did not score the mandate as taxes. If [Congressional Budget Office] scored the mandate as taxes, the bill dies. Okay, so it’s written to do that. In terms of risk-rated subsidies, if you had a law which said that healthy people are going to pay in — you made explicit that healthy people pay in and sick people get money — it would not have passed… Lack of transparency is a huge political advantage. And basically, call it the stupidity of the American voter, or whatever, but basically that was really, really critical for the thing to pass. And it’s the second-best argument. Look, I wish Mark was right that we could make it all transparent, but I’d rather have this law than not.



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ACA approval at 37 percent as new enrollment period commences

Posted by Olog-hai on Tue Nov 18 20:41:45 2014, in response to Universal Health Care is HERE in these USA! Apply Now. www.healthcare.gov, posted by SMAZ on Tue Oct 1 13:19:06 2013.

fiogf49gjkf0d
Gallup

As New Enrollment Period Starts, ACA Approval at 37%

By Justin McCarthy
November 17, 2014

Story Highlights
  • Americans' approval of Affordable Care Act now at 37%
  • Approval among independents and nonwhites each fell six points
  • Since its 2012 peak, approval has been lower than disapproval

As the Affordable Care Act's second open enrollment period begins, 37% of Americans say they approve of the law, one percentage point below the previous low in January. Fifty-six percent disapprove, the high in disapproval by one point.



Americans were slightly more positive than negative about the law around the time of the 2012 election, but they have consistently been more likely to disapprove than approve of the law in all surveys that have been conducted since then. Approval has been in the low 40% or high 30% range after a noticeable dip that occurred in early November 2013. This was shortly after millions of Americans received notices that their current policies were being canceled, which was at odds with President Barack Obama's pledge that those who liked their plans could keep them. The president later said, by way of clarification, that Americans could keep their plans if those plans didn't change after the ACA was passed.

The current 37% reading comes on the heels of last week's midterm elections, in which Republicans won full control of both houses of Congress. Already, party leaders are discussing efforts to repeal the unpopular law.

Repeal is highly unlikely, given Obama's veto power, but the law's new low in approval — and new high in disapproval (56%) — could potentially have an impact on its future. The president himself has acknowledged he will consider modifications to the law, which could include repealing the tax on medical devices.

Approval Among Independents at 33%

Approval of the law continues to diverge sharply by party, with 74% of Democrats and 8% of Republicans approving of it. Independents have never been particularly positive toward the law, with approval ranging between 31% and 41%. Currently, 33% of independents approve.



Nonwhites, who disproportionately identify as Democrats, have maintained majority approval since the ACA's inception, now at 56%. Though this is still about double the level of approval among whites (29%), it is the first time nonwhites have fallen below the 60% mark.

Bottom Line

Americans have never been overly positive toward the ACA, at best showing a roughly equal division between approval and disapproval early on in the law's implementation. The percentage of Americans who approve of the law represents a new numerical low, which could indicate a loss of faith in the law amid the aftermath of the 2014 midterms. Although the ACA, also called Obamacare, was not as dominant an issue in this year's congressional elections as it was in 2010, the issue was part of Republicans' campaign efforts to oppose the president's agenda overall. In doing that, many of the party's candidates were successful.

Though the law's implementation suffered setbacks last fall, government officials have greater optimism for the health insurance website's usability this time around. Importantly, though, approval of the law has remained low throughout the year even as it has had obvious success in reducing the uninsured rate. And with approval holding in a fairly narrow range since last fall, it may be that Americans have fairly well made up their minds about the law, and even a highly successful second open enrollment period may not do much to boost their approval.


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Re: ACA approval at 37 percent as new enrollment period commences

Posted by italianstallion on Tue Nov 18 23:28:37 2014, in response to ACA approval at 37 percent as new enrollment period commences, posted by Olog-hai on Tue Nov 18 20:41:45 2014.

fiogf49gjkf0d
No surprise, in the face of constant false attacks on the law from Day 1.

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by Train Dude on Wed Nov 19 00:03:49 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by italianstallion on Tue Nov 18 23:28:37 2014.

fiogf49gjkf0d
Or maybe the American public just resents being lied to.

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by Fred G on Wed Nov 19 00:15:51 2014, in response to ACA approval at 37 percent as new enrollment period commences, posted by Olog-hai on Tue Nov 18 20:41:45 2014.

fiogf49gjkf0d
Yeahbut 70% of those insured are satisfied with their health care.

your pal,
Fred

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by Train Dude on Wed Nov 19 01:07:22 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by Fred G on Wed Nov 19 00:15:51 2014.

fiogf49gjkf0d
That survey was taken before the new open enrollment began for this year. Why don't we wait until the new realities of ACA set in before we start banging the pots together.

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by Olog-hai on Wed Nov 19 02:41:19 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by Train Dude on Wed Nov 19 00:03:49 2014.

fiogf49gjkf0d
Never mind said resentment increasing when certain liars are caught in lies and refuse to apologize.

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by Olog-hai on Wed Nov 19 02:41:50 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by Train Dude on Wed Nov 19 01:07:22 2014.

fiogf49gjkf0d
Sure, so we can see them fall to 3 percent.

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by Fred G on Wed Nov 19 06:37:55 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by Train Dude on Wed Nov 19 01:07:22 2014.

fiogf49gjkf0d
Speaking of reality, a poll taken of those that are insured is more realistic than one just taken of random people.

Your pal,
Fred

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by train dude on Wed Nov 19 08:00:11 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by Fred G on Wed Nov 19 06:37:55 2014.

fiogf49gjkf0d
Thats not responsive to my point. Rates are going up. Deductibles are going up. Both due only to obamacare overreaching. Lets wait for the new data.

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by train dude on Wed Nov 19 08:01:38 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by Olog-hai on Wed Nov 19 02:41:19 2014.

fiogf49gjkf0d
Liberals will double down on the lies.

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by Fred G on Wed Nov 19 08:17:26 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by train dude on Wed Nov 19 08:00:11 2014.

fiogf49gjkf0d
It was indeed responsive and a point that needed to be made. We'll see if your predictions come true but the record shows your side has been wrong. My own personal experience contradicts about everything you say.

your pal,
Fred

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by train dude on Wed Nov 19 08:43:15 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by Fred G on Wed Nov 19 08:17:26 2014.

fiogf49gjkf0d
Yes because you've gotten yours we can forget those who no longer can afford the coverage they had.

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by Fred G on Wed Nov 19 09:09:38 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by train dude on Wed Nov 19 08:43:15 2014.

fiogf49gjkf0d
What the fuck are you talking about? I want others to be insured and they are eligible for the same deal I have. In case you don't know the ACA provides for subsidized premiums for those who can't afford insurance. In addition, some states have expanded medicaid to cover uninsured Americans. That's why I support this.

If I was a "I got mine so screw you" type, my posts would rhyme with yours.

your pal,
Fred

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by 3-9 on Wed Nov 19 13:36:25 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by Fred G on Wed Nov 19 09:09:38 2014.

fiogf49gjkf0d
Please, Fred, you're ruining a good projection moment. :-)

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by Train Dude on Wed Nov 19 14:47:52 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by Fred G on Wed Nov 19 09:09:38 2014.

fiogf49gjkf0d
On the contrary, you said it was working well for YOU. For many Americans, not so much. They can't afford the higher copays. They can't afford the higher deductibles so they have to opt for plans that offer far less than what they had for what they were paying before. I'm sure that they are happy that its working for you.

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by italianstallion on Wed Nov 19 14:49:52 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by Train Dude on Wed Nov 19 14:47:52 2014.

fiogf49gjkf0d
"They can't afford the higher copays. They can't afford the higher deductibles so they have to opt for plans that offer far less than what they had for what they were paying before. "

These are people who had NO insurance before, so your statement rings hollow.

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by 3-9 on Wed Nov 19 14:53:27 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by italianstallion on Wed Nov 19 14:49:52 2014.

fiogf49gjkf0d
Not to mention many "cheap" plans offered below standard coverage.

I wonder the states who refused to expand Medicaid coverage have higher rates of disapproval?

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Re: ACA approval at 37 percent as new enrollment period commences

Posted by Train Dude on Wed Nov 19 14:55:33 2014, in response to Re: ACA approval at 37 percent as new enrollment period commences, posted by italianstallion on Wed Nov 19 14:49:52 2014.

fiogf49gjkf0d
Nonsense. Some of my friends can no longer afford the coverage that they had because they are now forced to opt for coverage that they don't needs.

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