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| 6 People Hurt After SUV Slams Into M10 Bus on Central Park West (263360) | |
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| (263361) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by TCO on Mon Jul 9 12:30:08 2012, in response to 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by Gold_12TH on Mon Jul 9 12:19:31 2012. OH BOY!!! Here we go again. |
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| (263362) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by mtk52983 on Mon Jul 9 12:48:02 2012, in response to 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by Gold_12TH on Mon Jul 9 12:19:31 2012. "Preventable" -NYCT Brass |
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| (263363) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by Newkirk Plaza David on Mon Jul 9 12:50:36 2012, in response to 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by Gold_12TH on Mon Jul 9 12:19:31 2012. From the pictures and the news account (if accurate), we clearly know who is 100 percent at fault for this accident. |
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| (263364) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by Newkirk Plaza David on Mon Jul 9 12:51:07 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by mtk52983 on Mon Jul 9 12:48:02 2012. That is the sad part. |
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| (263379) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by DaRidgewoodBusBuff on Mon Jul 9 16:12:20 2012, in response to 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by Gold_12TH on Mon Jul 9 12:19:31 2012. I don't feel bad for the Cadillac guy, damn rich people. Most likely his fault for crashing. He won't be showing off his rich car for awhile, and its going to cost him a lot to fix it. Good for him.As for the bus, it looks repairable. Nothing to crazy. I hope the B/O and passengers okay soon. |
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| (263381) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by Newkirk Plaza David on Mon Jul 9 16:41:03 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by DaRidgewoodBusBuff on Mon Jul 9 16:12:20 2012. He won't be showing off his rich car for awhile, and its going to cost him a lot to fix it. Good for him.Under collision coverage, insurance companies are not obligated to pay to fix or replace a covered vehicle when the driver rear-ends a stopped vehicle (hit while legally parked or hit while stopped at a red light.) and the driver of the other vehicle was not issued a summons or arrested in connection with the accident. It goes by percentage of "at-fault" in terms of how and why this accident happened - - zero percent liability for NYC Transit and 100 percent liability for the Escalade driver. Plus the insurance company may not renew his coverage once it expires. And don't forget if the SUV was under a reported bank loan, that means the driver loses his car AND still has to pay off his car loan because the insurance company (as the loss payee) will not pay a penny for the actual cash value of the car. |
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| (263390) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by JAzumah on Mon Jul 9 20:11:16 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by DaRidgewoodBusBuff on Mon Jul 9 16:12:20 2012. Looks like it may be a car service. |
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| (263393) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by Charles G on Mon Jul 9 20:29:40 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by Newkirk Plaza David on Mon Jul 9 16:41:03 2012. I believe you are mistaken. If the driver of the (presumably at-fault) Escalade has Collision coverage then he will be covered for the damage to his own vehicle, less the deductible.If he only has liability coverage, then he will not have coverage for his vehicle -- only for the damage he did to the bus, and potentially for the injured. Collision coverage will generally pay as long as the damage was not intentional. Poor driving skills do not get the insurer out of paying the claim -- they are supposed to underwrite and price for that risk. |
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| (263411) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by Terrapin Station on Tue Jul 10 08:30:59 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by Charles G on Mon Jul 9 20:29:40 2012. I wonder which of you two is correct? |
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| (263414) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by BLE-NIMX on Tue Jul 10 08:48:16 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by Newkirk Plaza David on Mon Jul 9 16:41:03 2012. I was rear ended in Manhattan stopped at a red traffic light on 56th street about a month ago in a 1 year old Mini with full coverage struck by an SUV at low speeds. Although the damage was no where near the Escalade's, the driver admitted guilt on the accident report, in part because his license plate broke off after riding up my bumper into the tailgate which I pointed out the mounting bolt scratches in my bumper skin and handing the cop the plate. Although I filed a claim with my own insurance to start the repairs after waiting almost 4 days to hear from the drivers insurance company, my body shop received his check and I did not have to use mine. I'd guess he was 100% responsible due to admission on the report but I can't see how a parked car can not get fixed by the culprit's insurance who hits it assuming there is a accident report. |
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| (263415) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by T8H5307N on Tue Jul 10 09:49:17 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by Newkirk Plaza David on Mon Jul 9 16:41:03 2012. You run into a light pole. It wasn't the light pole's fault. Your liability coverage pays for property damage to the pole. Your collision pays for damage to your auto.If you run into a stopped vehicle, the police are going to be hard pressed to give a ticket to the driver of the stopped vehicle. Your liability coverage pays for property damage to other vehicle (hopefully not bodily injury for the other driver, but that's what it's for). Your collision pays for damage to your vehicle. If your vehicle is totalled you get a check (less than replacement); if you're upside-down on the loan, you probably should have had "gap" insurance. Leased vehicles usually include this as part of the payment. |
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| (263420) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by fishbowls4ever on Tue Jul 10 13:31:47 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by Newkirk Plaza David on Mon Jul 9 16:41:03 2012. I think you have been mis informed about auto insurance. The vehicle would be covered regardless of fault. Not to say his rates may sky rocket or be cancelled. |
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| (263421) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by Newkirk Plaza David on Tue Jul 10 13:50:05 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by fishbowls4ever on Tue Jul 10 13:31:47 2012. Insurance policies in NY State can only be cancelled (after 60 days into the policy) for non-payment, license suspension/revocation, or fraud by the policyholder.Otherwise, the insurance company will simply do a non-renewal - - they will mail a 45 day notice of their intent to not renew your insurance coverage once it expires. |
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| (263423) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by TERRapin station on Tue Jul 10 14:15:33 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by Newkirk Plaza David on Tue Jul 10 13:50:05 2012. That's not what everyone is saying you are wrong about. |
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| (263447) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by DaRidgewoodBusBuff on Tue Jul 10 22:45:40 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by JAzumah on Mon Jul 9 20:11:16 2012. If that's the case then I'll take back what I said. |
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| (263465) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by Terrapin Station on Wed Jul 11 09:37:34 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by Newkirk Plaza David on Tue Jul 10 13:50:05 2012. bumpThat's not what everyone is saying you are wrong about. |
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| (263468) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by WMATAGMOAGH on Wed Jul 11 11:44:05 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by Newkirk Plaza David on Mon Jul 9 16:41:03 2012. If auto insurance doesn't cover me if I accidentally rear end a car (among other things that might happen to me while I'm driving), why am I paying for it? |
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| (263529) | |
Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West |
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Posted by R36 #9346 on Thu Jul 12 08:35:27 2012, in response to Re: 6 People Hurt After SUV Slams Into M10 Bus on Central Park West, posted by JAzumah on Mon Jul 9 20:11:16 2012. How so? |
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