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Re: MVM credit card difficulties

Posted by Joe V on Wed May 4 07:24:22 2016, in response to Re: MVM credit card difficulties, posted by Spider-Pig on Tue May 3 20:28:40 2016.

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Maybe people should be more vigilant and not so complacent with their technology. An old article, but not obsolete:

http://bit.ly/24q7rEn

"In 2011, roughly one out of three robberies nationwide involved theft of a cell phone. Unsurprisingly, the thefts grew most rapidly in urban areas where cell phone density is highest. In New York City, cell phones were stolen in more than 40 percent of all robberies"



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(1394506)

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Re: MVM credit card difficulties

Posted by Broadway Lion on Wed May 4 07:29:57 2016, in response to Re: MVM credit card difficulties, posted by randyo on Tue May 3 17:12:36 2016.

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Different machines may vary. At Walmart, you insert the card and the machine says "Do not remove card." Then after a while it says "Remove Card", of course the receipt comes from the cashier.

I can see a tin bank holding it until the transaction is complete, but I can allso see it requiring you to remove the card before it gives you the money since that way you will not forget your card. It is all up to the programmer of the machine.

But what would LIONS know about such machines. Him uses them knot, and of course has not been to subway in a wild.

ROAR

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(1394507)

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Re: MVM credit card difficulties

Posted by MorningsideHeightsM100 on Wed May 4 07:47:13 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Tue May 3 18:01:08 2016.

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Hmm. Didn't know the Bank of America of today isn't the one I'm thinking of.

I have a BoA account today and I'm happier than a clam.
TD Bank too (joint with the wifey)

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(1394509)

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Re: MVM credit card difficulties

Posted by Spider-Pig on Wed May 4 08:11:21 2016, in response to Re: MVM credit card difficulties, posted by Terrapin Station on Wed May 4 00:11:36 2016.

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Exactly.

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(1394510)

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Re: MVM credit card difficulties

Posted by Spider-Pig on Wed May 4 08:13:59 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Wed May 4 07:24:22 2016.

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So? It doesn't imply that the rate of such theft is unacceptably high.

Also, it is obsolete. It predates the creation of the iPhone activation lock.

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(1394512)

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Re: MVM credit card difficulties

Posted by terRAPIN station on Wed May 4 08:30:26 2016, in response to Re: MVM credit card difficulties, posted by Spider-Pig on Wed May 4 08:13:59 2016.

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Yep.

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(1394513)

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Re: MVM credit card difficulties

Posted by terRAPIN station on Wed May 4 08:31:33 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Wed May 4 07:14:24 2016.

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Well that's stupid. But how about doing not stupid things, like using them at 3pm and not getting mugged? So how about using the subway at 8am when it's crowded and there's nowhere for any robbers to hide or run to?

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(1394514)

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Re: MVM credit card difficulties

Posted by terRAPIN station on Wed May 4 08:32:20 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Wed May 4 07:09:28 2016.

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So have two checking accounts for that exact ridiculous reason, as paranoid people like you do.

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(1394515)

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Re: MVM credit card difficulties

Posted by terRAPIN station on Wed May 4 08:32:50 2016, in response to Re: MVM credit card difficulties, posted by Broadway Lion on Wed May 4 07:29:57 2016.

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WE'RE TALKING ABOUT CHASE ATMS ONLY! FOLLOW THE subTHREAD.

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(1394518)

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Re: MVM credit card difficulties

Posted by Joe V on Wed May 4 09:12:07 2016, in response to Re: MVM credit card difficulties, posted by terRAPIN station on Wed May 4 08:32:20 2016.

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Some people are not that proactive, or have the means to be able to support min balance requirements at more than one bank.

There is nothing ridiculous and paranoid about financial security.

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(1394519)

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Re: MVM credit card difficulties

Posted by Joe V on Wed May 4 09:13:18 2016, in response to Re: MVM credit card difficulties, posted by Spider-Pig on Wed May 4 08:13:59 2016.

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There is Android. Not everyone wants Apple.

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Re: MVM credit card difficulties

Posted by terRAPIN station on Wed May 4 09:27:54 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Wed May 4 09:12:07 2016.

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There is nothing ridiculous and paranoid about financial security.
Obviously. But there is plenty ridiculous and paranoid about what you're describing to achieve a false sense of financial security.

Some people are not that proactive
So we'll use the transit system to make them that proactive! Hello!

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(1394522)

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Re: MVM credit card difficulties

Posted by terRAPIN station on Wed May 4 09:28:11 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Wed May 4 09:13:18 2016.

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So?

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(1394523)

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Re: MVM credit card difficulties

Posted by Joe V on Wed May 4 09:35:51 2016, in response to Re: MVM credit card difficulties, posted by terRAPIN station on Wed May 4 09:27:54 2016.

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Transit systems are not empowered to tell people how to bank.
Only a rabid liberal or foamer thinks so. Good bye.


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(1394524)

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Re: MVM credit card difficulties

Posted by terRAPIN station on Wed May 4 09:37:18 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Wed May 4 09:35:51 2016.

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Transit systems are not empowered to tell people how to bank.
We've already told you why you are incorrect about this. They are empowered to not accept cash.

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(1394525)

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Re: MVM credit card difficulties

Posted by Joe V on Wed May 4 09:43:19 2016, in response to Re: MVM credit card difficulties, posted by terRAPIN station on Wed May 4 09:37:18 2016.

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If they announced they were banning cash, they would be smacked down, especially in poorer areas, so fast, your head would be spinning.

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(1394529)

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Re: MVM credit card difficulties

Posted by Spider-Pig on Wed May 4 10:20:30 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Wed May 4 09:13:18 2016.

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So? I don't have an android. It's actually true that after iOS 7 was released, iPhone thefts fell and Android thefts rose. Thieves realized that stolen iPhones don't have as high a sale value.

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(1394540)

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Re: MVM credit card difficulties

Posted by Broadway Lion on Wed May 4 12:20:11 2016, in response to Re: MVM credit card difficulties, posted by terRAPIN station on Wed May 4 08:32:50 2016.

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Even if you chase the tin banks, different machines may do things differently. LION not follow tread... Is too long. No Wildebeest in there.

ROAR

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(1394542)

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Re: MVM credit card difficulties

Posted by Spider-Pig on Wed May 4 12:21:58 2016, in response to Re: MVM credit card difficulties, posted by Broadway Lion on Wed May 4 12:20:11 2016.

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You don't have to follow the thread, only the post you responded to.

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(1394546)

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Re: MVM credit card difficulties

Posted by terRAPIN station on Wed May 4 13:26:13 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Wed May 4 09:43:19 2016.

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That doesn't change the fact that they could do it, and they are empowered to do it, and if they did, it would in fact influence some/many people to get a checking account. And that was my original point. Doing this would be a good thing, as having a checking account is an important step on the road to being successful.

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(1394547)

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Re: MVM credit card difficulties

Posted by Joe V on Wed May 4 13:27:43 2016, in response to Re: MVM credit card difficulties, posted by terRAPIN station on Wed May 4 13:26:13 2016.

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It's not happening.

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(1394548)

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Re: MVM credit card difficulties

Posted by terRAPIN station on Wed May 4 13:33:44 2016, in response to Re: MVM credit card difficulties, posted by Spider-Pig on Wed May 4 12:21:58 2016.

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pwn3d

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(1394549)

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Re: MVM credit card difficulties

Posted by terRAPIN station on Wed May 4 13:35:03 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Wed May 4 13:27:43 2016.

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I didn't say it would. My point, and my original post, still stand.

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(1394554)

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Re: MVM credit card difficulties

Posted by Joe V on Wed May 4 14:24:14 2016, in response to Re: MVM credit card difficulties, posted by terRAPIN station on Wed May 4 13:35:03 2016.

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So ? It is a hypthetical that has zero chance. So your post is useless.

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(1394557)

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Re: MVM credit card difficulties

Posted by terRAPIN station on Wed May 4 14:44:12 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Wed May 4 14:24:14 2016.

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Wrong. My post is awesome. I said what I think the transit system should do so that they don't have to issue farecards. My solution is not illegal and would have many benefits. You raised objections that I successfully showed have no merit.

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(1394567)

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Re: MVM credit card difficulties

Posted by Joe V on Wed May 4 15:04:20 2016, in response to Re: MVM credit card difficulties, posted by terRAPIN station on Wed May 4 14:44:12 2016.

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You are a legend in your own mind and you proved absolutely nothing.
It does not matter if it legal or not. The TA is not going cashless.
Only a foamer could come up with such crap.

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(1394573)

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Re: MVM credit card difficulties

Posted by pragmatist on Wed May 4 15:58:45 2016, in response to Re: MVM credit card difficulties, posted by terRAPIN station on Wed May 4 14:44:12 2016.

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Legality and practicality are two entirely different things. The transit system is there to serve the public, it needs to be perceived as sensitive to its ridership.

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(1394575)

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Re: MVM credit card difficulties

Posted by Joe V on Wed May 4 16:16:36 2016, in response to Re: MVM credit card difficulties, posted by pragmatist on Wed May 4 15:58:45 2016.

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What Brian is proposing is even less likely than Wally's T train.

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(1394577)

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Re: MVM credit card difficulties

Posted by Fisk Ave Jim on Wed May 4 17:02:26 2016, in response to Re: MVM credit card difficulties, posted by pragmatist on Tue May 3 23:05:14 2016.

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Ok fair enough. If this is the case, then I've Learned something.
I was basing my "Legal Tender" post on two premises': That the legal tender notation on the bill was mandatory inasmuch that cash should always be an option for payment.
The other was that In my lifetime, I've never seen a merchant or business turn away a customer if they only had cash on them

"... may refuse to accept large denomination currency (usually notes above $20) as a matter of policy."

Not to split hairs here, but refusing a higher denomination is not the same as refusing cash. The clerk may not have enough $$$ to break a big bill or there might be a flood of counterfeits in the area thus the insistence of a smaller bill. "Sorry, can't break that, come back with something smaller & then you can make the buy." was the standard reply.
Used to do that many years ago when I was a shift Mgr at a Gas Station at Coney Island Ave & 18th. Double Plaid Stamps too. Back then...now THAT was currency!!

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Re: MVM credit card difficulties

Posted by pragmatist on Wed May 4 17:22:11 2016, in response to Re: MVM credit card difficulties, posted by Fisk Ave Jim on Wed May 4 17:02:26 2016.

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It all got weird because of who issues money, and how the gov't was viewed by some. Remember we used to have Gold Certificates, Silver Certificates, US Notes, and now we have Federal Reserve Notes. None of this is easy to follow and so much of the early history of how money/currency was viewed was formulated before checks, automated transfers, credit cards and the like. People were not thrilled with the idea of paper not backed by hard metals.

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(1394582)

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Re: MVM credit card difficulties

Posted by randyo on Wed May 4 17:47:16 2016, in response to Re: MVM credit card difficulties, posted by Fisk Ave Jim on Wed May 4 17:02:26 2016.

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I would think that the status of US issued currency as legal tender contains within it the obligation that all creditors MUST accept it under penalty of law. If it turns out that it is (mis)interpreted by the courts as not being the case, then it is incumbent upon the US congress to make it so by appropriate legislation.

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Re: MVM credit card difficulties

Posted by pragmatist on Wed May 4 18:13:25 2016, in response to Re: MVM credit card difficulties, posted by randyo on Wed May 4 17:47:16 2016.

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It doesn't as present law stands. Congress has not seen fit to change the law as it currently reads, and based on the traceability of electronic transactions versus currency, it is doubtful they will. They don't like large currency denominations, they have removed most of them from circulation, are talking about killing the hundred, and by law banks are required to report large currency transactions (Bank Secrecy Act) What we, the regular people believe matters less and less every day.

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(1394587)

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Re: MVM credit card difficulties

Posted by randyo on Wed May 4 18:46:58 2016, in response to Re: MVM credit card difficulties, posted by Henry R32 #3730 on Tue May 3 22:20:59 2016.

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I don’t know if I ever did it, but I believe yo can have the same PIN on your credit card as you can on your bank debit card.

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(1394610)

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Re: MVM credit card difficulties

Posted by TerrApin Station on Thu May 5 00:20:34 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Wed May 4 15:04:20 2016.

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Am I talking to a wall?? Again, I never said they were. Please REREAD my previous post to see what I actually did say. You seem to have a reading comprehension issue. I don't know how I can say it any more simply. And wanting to not issue farecards IS NOT A FOAMER thing!!! Foamers love farecards. I know this because I am a foamer and I love farecards. But one has nothing to do with the other.

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(1394611)

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Re: MVM credit card difficulties

Posted by TerrApin Station on Thu May 5 00:21:24 2016, in response to Re: MVM credit card difficulties, posted by pragmatist on Wed May 4 15:58:45 2016.

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You think I don't know that?

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(1394620)

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Re: MVM credit card difficulties

Posted by JayZeeBMT on Thu May 5 06:16:15 2016, in response to Re: MVM credit card difficulties, posted by TerrApin Station on Thu May 5 00:20:34 2016.

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Let's look at your twisted "logic":

"I am a foamer and I love farecards"

Therefore

"Foamers love farecards".

Yet you lecture people on logic and context?????????????????

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(1394623)

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Re: MVM credit card difficulties

Posted by Joe V on Thu May 5 07:22:44 2016, in response to Re: MVM credit card difficulties, posted by TerrApin Station on Thu May 5 00:20:34 2016.

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Yes it is a foamer thing, because you have no grasp of reality of what can be done, and think 6 million other subway riders will fall in line do what you want.

You want everyone to use their Smartphones, Debit cards, and Credit cards to enter the system. And then have a transit system order them to get these things to use the system.

In a city where some people don't have the money to buy 30 day passes, have to be successive 7 day passes, and you want to put them at risk waving around an expensive device or their bank accounts where they risk getting snatched. Try that in a ghetto station in the middle of the night.

It is not happening. There will be fare cards. And there will be cash access to get them.




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(1394624)

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Re: MVM credit card difficulties

Posted by Joe V on Thu May 5 07:23:09 2016, in response to Re: MVM credit card difficulties, posted by TerrApin Station on Thu May 5 00:21:24 2016.

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You don't know very much.

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(1394625)

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Re: MVM credit card difficulties

Posted by Joe V on Thu May 5 07:26:04 2016, in response to Re: MVM credit card difficulties, posted by Fisk Ave Jim on Wed May 4 17:02:26 2016.

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I don't know of any electronic fare devices anywhere that knows what a $2 bill is. I like getting them because the bus fare where I live is $2.

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Re: MVM credit card difficulties

Posted by TerrApin Station on Thu May 5 09:23:09 2016, in response to Re: MVM credit card difficulties, posted by JayZeeBMT on Thu May 5 06:16:15 2016.

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SMDH. I'm not the only one. Plenty of foamers love farecards. What is your problem?

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(1394636)

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Re: MVM credit card difficulties

Posted by TerrApin Station on Thu May 5 09:31:26 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Thu May 5 07:22:44 2016.

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Am I talking to a wall?? Again, I never said they were going to implement my idea. Please REREAD my previous post to see what I actually did say. You seem to have a reading comprehension issue. I don't know how I can say it any more simply. Also, you are wrong about it being a foamer thing as it has nothing to do with foamers. You are just butthurt that I shot down all your incorrect reasons why my idea couldn't be implemented.

Based on your post, it's pretty clear you have no grasp of the reality of the conditions of the NYC Subway. Which makes sense because you have made clear that you don't know a lot and also you only get to NYC once every few months. I, and others here, ride the subway daily, so we know much better than you.

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(1394637)

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Re: MVM credit card difficulties

Posted by Joe V on Thu May 5 09:35:13 2016, in response to Re: MVM credit card difficulties, posted by TerrApin Station on Thu May 5 09:31:26 2016.

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Yes of course, all parts of the NY subway at all hours are just like Amish Country.

Get a life. You haven't convinced me or anyone else of anything.

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(1394638)

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Re: MVM credit card difficulties

Posted by TransitChuckG on Thu May 5 09:50:49 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Thu May 5 07:26:04 2016.

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i think if you feed a $5.00 bill into a Septa farebox , it thinks it's a one dollar bill.

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(1394639)

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Re: MVM credit card difficulties

Posted by TerrApin Station on Thu May 5 09:51:18 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Thu May 5 09:35:13 2016.

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I never said that. But they are safe enough and the ridership low enough to not dictate what happens to the majority.

You get a life. Start by spending the money necessary to visit NYC before you start claiming to know what goes on here. You are completely wrong about crime and the conditions of the subway and whether or not it's safe to have your cellphone and bank cards out in the open. I believe that most people under the age of 50 here would agree with me.

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(1394640)

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Re: MVM credit card difficulties

Posted by TerrApin Station on Thu May 5 09:55:01 2016, in response to Re: MVM credit card difficulties, posted by Joe V on Thu May 5 07:23:09 2016.

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Wrong, I know much.

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(1394641)

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Re: MVM credit card difficulties

Posted by JayZeeBMT on Thu May 5 10:01:07 2016, in response to Re: MVM credit card difficulties, posted by TerrApin Station on Thu May 5 09:23:09 2016.

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Your grandiose assumption that because YOU are a foamer and love farecards, foamers in general love farecards. Typical narcissistic, erroneous thinking on your part.











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(1394642)

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Re: MVM credit card difficulties

Posted by TerrApin Station on Thu May 5 10:04:47 2016, in response to Re: MVM credit card difficulties, posted by JayZeeBMT on Thu May 5 10:01:07 2016.

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No it's not. Nothing of the sort. This singer another example of your reading comprehension problem. I clearly said there are other foamers who love farecards. That is not an assumption. It is a fact.

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(1394644)

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Re: MVM credit card difficulties

Posted by JayZeeBMT on Thu May 5 10:07:22 2016, in response to Re: MVM credit card difficulties, posted by TerrApin Station on Thu May 5 09:51:18 2016.

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Actually, electronic device theft, primarily of cell phones, is now the most common crime committed in the NYC subway system, accounting for half of all criminal activity.

I expect you to admit that you are completely wrong.

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(1394645)

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Re: Trump Wins Indiana

Posted by JayZeeBMT on Thu May 5 10:10:24 2016, in response to Re: MVM credit card difficulties, posted by TerrApin Station on Thu May 5 10:04:47 2016.

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No, you said, "Foamers love farecards. I know because I am a foamer, and I love farecards".

You can't word hump your way out of this one.

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(1394646)

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Re: MVM Credit Card Difficulties

Posted by JayZeeBMT on Thu May 5 10:11:19 2016, in response to Re: MVM credit card difficulties, posted by TerrApin Station on Thu May 5 10:04:47 2016.

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No, you said, "Foamers love farecards. I know because I am a foamer, and I love farecards".

You can't word hump your way out of this one.

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