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Re: Workers pay more for, and get less from, health insurance; ACA strikes again

Posted by Stephen Bauman on Thu Jan 8 10:09:57 2015, in response to Re: Workers pay more for, and get less from, health insurance; ACA strikes again, posted by Train Dude on Thu Jan 8 09:09:44 2015.

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Why do "cadillac" plans need to be changed?

There's no mandate to change them.

Why do those who have them deserve to be punished?

Employer provided health insurance is an untaxed benefit. The employee does not declare the value of the health insurance as income. The employer gets to declare the health insurance as a business expense. The government is subsidizing and has always subsidized employer provided health insurance.

Not all health insurance is created equal. The government will continue to subsidize employer provided health insurance only up to a certain benefit level. After that, those who provide/receive such benefits will have to pay for the extra benefits.

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