|
|
| Re: Thank You, Obama (1227828) | |||
 |
|||
| Home > OTChat | |||
|
[ Read Responses | Post a New Response | Return to the Index ] |
|
||
|
Re: Thank You, Obama |
|
|
Posted by Dave on Sat Sep 20 12:54:18 2014, in response to Re: Thank You, Obama, posted by salaamallah@hotmail.com on Sat Sep 20 12:08:22 2014. Aren't you embarrassed to keep displaying your ignorance? You don't know the difference between a HMO and a PPO? Unless you're on Medicaid or Medicare virtually all other health insurance plans are either a HMO or PPO plan.HMO stands for health maintenance organization. PPO stands for preferred provider organization. Both types of plans use a network of physicians, hospitals and other health care professionals to give you care. The difference between the two is the way you interact with those networks. With an HMO plan, you pick one primary care physician. All your health care services go through that doctor. That means that you need a referral before you can see any other health care professional (except in an emergency). Visits to health care professionals outside of your network typically aren’t covered by your insurance. PPO plans give you flexibility. You don’t need a primary care physician. You can go to any health care professional you want without a referral — inside or outside of your network. Staying inside your network means smaller co-pays and full coverage. Premiums for HMO's are usually lower than for PPO's. Medi-Cal is California's Medicaid program. Why are you on Medicaid? You must not be old enough for Medicare - you need to be 65 to be covered unless you are disabled. |
|
|
|